Tax Planning

Tax Planning

Tax Planning Services in Phoenix, Arizona

Investment Management that Incorporates Tax Planning

Investments of all types have large and inescapable tax implications, especially in retirement. Leveraging tax-efficient strategies and making optimal use of tax-deferred and tax-advantaged investment opportunities can have a dramatic impact on your finances and tax planning. 


Our tax planning services in Phoenix are designed to help you take advantage of tax-efficient strategies, reduce your tax liability and maximize your ability to build wealth.

Understanding Your Tax Situation

It’s necessary to have an in-depth understanding of your current tax situation before we design and implement any tax-advantaged retirement savings plan or tax planning. Our planners and financial advisors in Phoenix examine your income sources, investments, deductions, tax credits and any previous tax issues to understand your current tax profile. This initial analysis will help inform the tax plan we tailor to meet your specific needs.


Strategies for Income Tax

We devise strategies to minimize your taxable income and optimize the use of your tax allowances and deductions. This might involve deferring income to a lower-tax-rate year, accelerating deductions into the current year or finding ways to avoid triggering the Alternative Minimum Tax (AMT). Our tax planning experts stay current with the latest changes in tax laws to provide the most relevant and effective advice to Phoenix retirees and investors.


Investment Tax Planning

All investors try to maximize returns. This tunnel-vision focus on portfolio growth sometimes results in retirement savers failing to consider the tax implications of their choices. Our financial planning team in Phoenix incorporates tax-efficient investment strategies, like utilizing tax-advantaged accounts (e.g., IRAs, 401(k)s, 529s) to qualify for long-term capital gains rates and tax-loss harvesting. The aim is to reduce your tax liability and enhance after-tax returns. Get the best tax planning in Phoenix at Fullerton Financial Planning.


Retirement Tax Planning

Your tax liabilities don't disappear when you retire; they simply change. We help you create a tax-efficient retirement income plan by optimizing withdrawals from your retirement accounts, planning for Required Minimum Distributions (RMDs) and planning for the potential impact of Social Security benefit taxation.



Estate and Gift Tax Planning

We can help preserve your wealth for future generations through efficient estate and gift tax planning. Examples of strategies we may help you implement include gifting during your lifetime to reduce the size of your taxable estate, creating trusts or exploring life insurance options. We work closely with estate planning lawyers in Phoenix, including in-house estate planning professionals, to ensure your estate plan aligns with your overall financial plan.



Business Tax Planning

If you're a Phoenix business owner, we offer strategies to reduce your business tax liability. This may include selecting the right business structure, taking advantage of business deductions and credits, timing income and expenses and planning for the sale or succession of your business.


Education Planning

We help Phoenix families save for education expenses of all types in a tax-efficient manner through vehicles like 529 savings plans and Coverdell Education Savings Accounts, which offer tax-free withdrawals for qualified education expenses. Many families don’t realize just how many things 529 funds can be used for, from K-12 tuition to college books, room and board. If you have children or grandchildren, chances are you can find a use for these great tax-advantaged plans.


Ongoing Review of Tax Implications and Investment Updates

Tax laws and your financial circumstances are constantly evolving. We believe in regular reviews and updates to your tax plan to ensure it remains effective and aligned with both current tax regulations and your financial situation. Our Phoenix financial advisors take a proactive approach to tax planning that goes beyond simply preparing you for tax season.


Let us guide you through the complexities of the tax landscape with strategies designed for your specific tax planning needs. Contact our financial advisors today at (623) 974-0300 to learn how Fullerton Financial Planning in Phoenix can help you pursue tax-optimized investment strategies and tax planning tailored to your goals.


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