Securities Investment Strategies

Securities Investment Strategies Tailored for Your Portfolio

Balancing Risk and Growth According to Your Needs

Any equities or debts (stocks or bonds) that are fungible and are traded in either public or private markets are securities. There can be dozens of different subcategories within each security type, and many provide overlapping exposure to a diverse variety of sectors or investment tools, from commodities and regional-specific investments to REITs and government bonds.


Securities enable investors and investment managers to tailor strategies to the individual and find growth potential or risk mitigation with creative and carefully plotted asset mixes. The investment management team at Fullerton Financial Planning has extensive experience customizing securities portfolios to meet the unique preferences of investors and retirees in Phoenix.

Types of Securities

These are just some of the more common securities. There are many more specialized tradable and fungible financial products that may complement your portfolio. If you have questions or are looking for investment opportunities, the investment managers at Fullerton Financial Planning are here to help.

  • Stocks

    One of the most well-understood securities, stocks are straightforward to own but can be complicated to choose or manage effectively. They come in multiple forms, like common stocks or preferred stocks, each of which can have their own benefits. Stocks enable investment managers to develop targeted portfolios customized to the achieve goals of investors. 

  • Bonds

    Bonds, or debt securities, have a reputation for being safe in the right circumstances, like U.S. Treasury bonds that are considered to have virtually no default risk. However, not all bonds hold AAA ratings with Standard & Poor’s or the other rating agencies. The riskiness of each bond influences its grade and the potential return. 

  • Derivatives

    Derivative securities can be complicated and carry more risk than other types of securities given the potential obligation to purchase or sell an asset at a future date, regardless of price. They can be a powerful tool for wealth generation but also a great source of risk. 

  • Investment Funds

    There are a variety of investment funds available to all types of investors, regardless of the size of their portfolio. These include things like exchange-traded funds (ETFs), index funds and mutual funds. Each fund type can function differently. For example, ETFs can be traded on exchanges in virtually the same way as individual stocks, while mutual funds are only priced once a day based on net value and can only be traded after market. Some funds, like hedge funds, are often only available to accredited investors who have income or net worth exceeding certain thresholds and the liquid capital to afford the minimum investment. 

  • Real Estate Investment Trusts (REITs)

    These trusts allow investors to pool their money in large, income-generating real estate investments and related products. Shares of equity REITs represent the part ownership of certain types of real estate (like commercial properties), while mortgage REITs are investments in property loans. 

The Potential Benefits of Investing in Securities

Securities don’t provide a standardized portfolio solution. For example, stocks can be bought for capital appreciation via the increasing value of the stock over time. They could also be used to gain a regular income stream via interest payments or dividends despite having limited or no appreciation potential. Living off interest or dividends can be a particularly attractive option for retirees who are willing to sacrifice investment growth for stable retirement income without having to sell off assets.


Another benefit of securities can be portfolio diversification and risk mitigation. Different types of securities don’t always perform uniformly well or poorly. The right blend can help your portfolio weather economic tribulations without one single investment having an exaggerated impact on your entire portfolio. 

Exceptional Customization Opportunities

At Fullerton Financial Planning, we recognize that every investor is unique, with differing financial goals, risk preferences and time horizons. Our approach to securities investing adjusts based on your preferences, with an eye toward diversification for optimal risk mitigation depending on current market volatility and trends.


Staying constantly apprised of national and global market trends and economic indicators allows our investment managers to act quickly and take proactive steps to safeguard the value of each client’s portfolio.

Adhering to Strict Ethical Standards and Regulatory Guidelines

Remaining in compliance is easier when an investment management company prioritizes maintaining the highest ethical standards and commitment to clients. At Fullerton Financial Planning, we adhere to strict guidelines for optimal transparency and accountability.

Learn How We Can Help Manage Your Investment Portfolio in Phoenix

Are you a Phoenix retiree or investor looking for reliable management of your portfolio? Professional-grade investment management requires significant time, effort and training. We’re committed to taking on the burden for our clients and go above and beyond to make suggestions and strategy recommendations that align with your investment preferences. Learn more about how our investment managers can help with your securities investments by calling (623) 974-0300.